Exclusive Rewards & Cash Back Credit Card

Join the Credit Card Waitlist today!

5% Cash Back.

Earns up to 5% cash back on money remittance, 3% cash back at major brands, and 1% on everything else.

Never pay an annual fee for all the exclusive features that come with your Times Club card.

No Annual Fees.

No Foreign Fees.

Travel with ease of mind. Use your Times Club card anywhere in the world with no added fees.

Times Club® Credit Card Features.

10% Cash Back on 4,000+ Indian Grocery Stores

Up to 5% cash back on everything else

Exclusive Offers on 100+ Brands

Shop Our 1,000+ Brands & Partners.

Say Hello to Your 24/7 Concierge.

Send Gifts & Flowers

Our High-quality shops and couriers deliver directly to your friends and family.

Manage Property in India

From sales to maintenance - manage it all 100% remotely.

Hire a Handyman

No job is too big or small for our experience contractors.

Glad to see an app that gives cash back at Indian stores.

By far the best rewardcash back app for NRIs.

Adesh P.

San Francisco, CA

Kashya N.

Dallas, TX

How does the cash back work?

When you purchase something from any of our partners, or redeem an offer online using our app, you earn cash back. To earn cash back, you must use the credit card you link to Times Club. Cash back will be awarded within 7 business days.

Frequently Asked Questions.

What is the India Concierge?

The concierge is a personal assistant who can help you with any task in India – managing property, buying gifts, planning travel or document retrieval.

Is my bank information safe?

Yes. Your bank login credentials are never stored on Times Club servers and we use Transport Layer Security (TLS) to ensure that your data is securely transmitted.

6 months free Gaana+, 3 months free Willow, 3 months free ET Prime and 1 year free Times Prime for family in India.

What other perks are there for joining Times Club?

Is the India Concierge free?

Yes, it is totally free to use! You just have to pay for the cost of the service you request.

Request Anything. In India or anywhere else. We're here to help.

Automatic Cash Back.

Shop.

Shop in-store or online with over 1,000 exclusive offers and locations.

Earn.

Cash back is automatic – just spend money and earn cash back.

Cash Out.

Link a bank. Withdraw at anytime. We work with over 2,000 banks.